Fees or Charges for the Checking Investment Option

Opening and Usage

Minimum Deposit Needed to Open Account

$0

Monthly Service Charge

$2/month

Requirements to Waive Monthly Service Charge

Meet either of the following:

  • Enroll in electronic statement delivery. To enroll in electronic statement delivery for the Checking Option, once you receive your debit card, visit www.53.com, register your account, and click on Documents to select your delivery preferences.

  • Maintain an average monthly checking option balance of at least $250.

In-Network ATM Fees

$0 – No charge to use Fifth Third ATMs or partner network ATMs, as found on Branch & ATM locator on 53.com

Out of Network ATM Fees1

$2.75 for U.S. transactions

$5.00 for each International transaction

Transactions include cash withdrawals, transfers, balance inquiries, and purchases made at an ATM. Other ATM network owners may also assess a usage fee. No charge to use partner network ATMs.

International POS/ATM Transaction Fee

3% of transaction amount

Currency Conversion Fee

0.20% of transaction amount

Overdraft Fees and Returned Payments

Overdraft Fee

$0

 Returned Item Fee Per Item

$0

Other Service Fees

ATM Mini Statement

$0

Copy of a Check or Statement Per Request

$5 per copy
(Visit 53.com for 24 months of statement history, including checks, when applicable, available at no charge.)

Copy Of Check Images Mailed With Monthly Statement

$2 per month

Stop Payment Fee

$33 per item

Debit MasterCard®

$0 (No Annual Fee)

Debit Card Replacement Fee

$0

Use of Non Fifth Third Cash Advance Terminal Debit Card Fee

Greater of $5 or 3% of the transaction amount up to a maximum of $10

 

There is a $6 fee to order a checkbook with 50 checks. The fee will be deducted from the Checking Investment
Option. A balance of $25 must be in your Checking Investment Option before the first checkbook can be ordered.