Fees or Charges for the Checking Investment Option
Opening and Usage
Minimum Deposit Needed to Open Account
Monthly Service Charge
Requirements to Waive Monthly Service Charge
Meet either of the following:
Enroll in electronic statement delivery. To enroll in electronic statement delivery for the Checking Option, once you receive your debit card, visit www.53.com, register your account, and click on Documents to select your delivery preferences.
Maintain an average monthly checking option balance of at least $250.
In-Network ATM Fees
$0 – No charge to use Fifth Third ATMs or partner network ATMs, as found on Branch & ATM locator on 53.com
Out of Network ATM Fees1
$2.75 for U.S. transactions
$5.00 for each International transaction
Transactions include cash withdrawals, transfers, balance inquiries, and purchases made at an ATM. Other ATM network owners may also assess a usage fee. No charge to use partner network ATMs.
International POS/ATM Transaction Fee
3% of transaction amount
Currency Conversion Fee
0.20% of transaction amount
Overdraft Fees and Returned Payments
Returned Item Fee Per Item
Other Service Fees
ATM Mini Statement
Copy of a Check or Statement Per Request
$5 per copy
(Visit 53.com for 24 months of statement history, including checks, when applicable, available at no charge.)
Copy Of Check Images Mailed With Monthly Statement
$2 per month
Stop Payment Fee
$33 per item
$0 (No Annual Fee)
Debit Card Replacement Fee
Use of Non Fifth Third Cash Advance Terminal Debit Card Fee
Greater of $5 or 3% of the transaction amount up to a maximum of $10
There is a $6 fee to order a checkbook with 50 checks. The fee will be deducted from the Checking Investment
Option. A balance of $25 must be in your Checking Investment Option before the first checkbook can be ordered.
The Enable Savings Plan (the "Plan") is sponsored by the State of Nebraska and administered by the Nebraska State Treasurer. The Plan offers a series of investment portfolios within The Nebraska Achieving a Better Life Experience Program Trust. The Plan is intended to operate as a qualified ABLE program to be used only to save for Qualified Disability Expenses, pursuant to the Achieving a Better Life Experience Act of 2014 and Section 529A of the U.S. Internal Revenue Code.
An investor should consider the Plan’s investment objectives, risks, charges and expenses before investing. The Program Disclosure Statement located here, which contains more information, should be read carefully before investing.
Investors should consider before investing whether their home state offers any state tax or other benefits that are only available for investments in such state's qualified savings program and should consult their tax advisor, attorney and/or other advisor regarding their specific legal, investment or tax situation.
This material is provided for general and educational purposes only, and is not intended to provide legal, tax or investment advice, or for use to avoid penalties that may be imposed under U.S. federal tax laws. This material is not an offer to sell or a solicitation of an offer to buy any securities. Any offer to sell units within the Plan may only be made by the Program Disclosure Statement relating to the Plan.
Participation in the Plan does not guarantee that contributions and the investment return on contributions, if any, will be adequate to cover future expenses, or that an Account Owner is eligible to participate in the Plan.
Except for the Bank Savings and Checking Investment Options, investments in the Enable Savings Plan are not guaranteed or insured by the FDIC or any other government agency and are not deposits or other obligations of any depository institution. Investments are not guaranteed or insured by the State of Nebraska, the Nebraska State Treasurer, the Nebraska Investment Council or First National Bank of Omaha or its authorized agents or their affiliates, and are subject to investment risks, including loss of the principal amount invested. FDIC insurance is provided for the Bank Savings and Checking Investment Options up to the maximum amount set by federal law, currently $250,000.
Investments Are Not FDIC Insured* | No Bank, State or Federal Guarantee | May Lose Value
*Except the Bank Savings and Checking Investment Options
The Nebraska Achieving a Better Life Experience Program Trust Issuer Nebraska Investment Council Investment Oversight First National Capital Markets, Inc. Distributor, Member FINRA, SIPC
First National Capital Markets and First National Bank of Omaha are affiliates.