Fees or Charges for the Checking Investment Option

Opening and Usage

Minimum Deposit Needed to Open


Monthly Service Charge


Requirements to Waive Monthly Service Charge

Meet any one of the following:

  • Electronic statement delivery
  • Average monthly balance is at least $250

In-Network ATM Fees

$0 – No charge to use at Fifth Third Bank and partner ATMs, as found on Branch & ATM locator on 53.com

Out of Network ATM Fees1

$2.75 for U.S. transactions

$5.00 for International transactions

Other ATM network owners may also assess a usage fee

International POS/ATM Transaction Fee

3% of transaction amount

Currency Conversion Fee

0.20% of transaction amount

Overdraft Fees and Returned Payments

Overdraft Fee


 Returned Item Fee Per Item


Other Service Fees

ATM Mini Statement

$1.50 per request

Copy of a Check or Statement Per Request

$5 per copy
(Visit 53.com for 24 months of statement history, including checks, when applicable,  available at no charge.)

Copy Of Check Images Mailed With Monthly Statement

$2 per month

Stop Payment Fee

$33 per item

Debit MasterCard®

$0 (No Annual Fee)

Debit Card Replacement Fee


Use of Non Fifth Third Cash Advance Terminal Debit Card Fee

Greater of $5 or 3% of the transaction amount up to a maximum of $10


There is a $6 fee to order a checkbook with 50 checks. The fee will be deducted from the Checking Investment
Option. A balance of $25 must be in your Checking Investment Option before the first checkbook can be ordered.