For 2026, the total annual contribution limit per account is $20,000.

As of 2026, the total principal balance limit is $550,000.

A minimum contribution of $50 is required to open an Enable Savings Plan account, but this minimum contribution can be reduced to $25 if you set up automatic contributions to your account.

If you’d like to open an Enable Savings Plan, but do not have the initial $50 to open the account, you may apply for the $50 to be donated through the Give to Enable Support Program. Click here to apply today:Give to Enable Support Program Application.

Did you know anyone may provide a contribution to help Account Owners meet their savings goals? Account Owner’s are provided a six-digit code at enrollment that can be shared with family and friends to allow them to make contributions directly to the Account Owner’s account. Anyone who contributes to Enable accounts may be eligible to deduct up to $10,000 on Nebraska State taxes. Visit EnableSavings.com to learn more.

The ABLE to Work provision, passed as part of the Tax Cuts and Jobs Act of 2017, allows certain ABLE account owners who work and earn income to contribute above the annual ABLE contribution limit. To be eligible, the ABLE account holder, or their employer, cannot contribute into a defined contribution plan such as 401(a), 403(a) or 401(k) plan; an annuity such as a 403(b) contract; or an eligible, deferred compensation plan, such as a Section 457(b) plan in the calendar year. If they meet this eligibility rule, the ABLE to Work provision allows ABLE account owners to save beyond the annual contribution limit amount. Enable's ABLE to Work Form

The additional contribution is calculated as the lesser of:

  • The account owner’s gross wages for the year, or
  • The federal poverty guideline amount for a one-person household in the account owner’s state of residence for the previous calendar year, which is $15,650 for 2025 in Nebraska.