Qualified Expenses

Qualified Disability Expenses (QDE) are for the benefit of the eligible individual, who is the Enable account owner. QDE’s are to enhance the account owner’s quality of life and include, but are not limited to, expenses related to the account owner’s food, education and tuition, housing, transportation, employment training and support, assistive technology and related services, personal support services, health prevention and wellness, financial management and administrative services, legal fees, expenses for oversight and monitoring, funeral and burial expenses, and housing.

  • Housing expenses for purposes of Enable accounts are similar to household costs for in-kind support and maintenance purposes. However, for ABLE purposes, food is considered a qualified disability expense (basic living expense), but not a housing expense. Housing expenses include expenses for mortgage, including property insurance required by the mortgage holder; real property taxes, rent, heating fuel, gas, electricity, water, sewer; and garbage removal.

For more information, visit: SSA Program Operations Manual System for ABLE Accounts