Enable offers six investment options. Account Owners may participate in one or up to all six available options.

Please note, services for Bank Options are provided exclusively online or by phone.

Checking Option

The checking option provides ease of use for day-to-day and/or repetitive expenses.  You can use the money in your checking option by writing a check and/or using a debit card.  You may also withdraw funds from the checking option using an ATM.

    • You cannot use your check or debit card to withdraw from any other investment option.
    • You cannot withdraw funds using an ATM from any other investment option.
    • The daily sales limit is $5,000 and the daily ATM withdrawal limit is $810.
    • The checking option is FDIC insured to the standard amount.
    • To view a list of Fifth Third Partner ATM locations for cash withdrawals visit locations.53.com

Savings Option

The savings option provides guaranteed returns and is also FDIC insured. To view the average annual total returns, visit EnableSavings.com - investments – price and performance

Target-Risk Options

Enable offers four target-risk investment options designed to meet financial needs five to ten years or more in the future. The different options have a different mix of underlying funds, depending on the investors’ investment and risk preferences.  To view underlying Vanguard investment funds visit investments menu.

  1. Conservative Option.  This Investment Option may be appropriate for those who will be investing for five years or less, or if your primary investment objective is low risk and to limit the effect of market volatility.
  1. Moderate Option.  This Investment Option may be appropriate for those who will be investing for 5 years or more, want moderate growth, and seek less risk and market fluctuation than the Growth Investment Option.
  1. Growth Option.  This Investment Option may be appropriate for those who will be investing for 10 years or more, want the potential to grow their investment, are willing to tolerate some market fluctuation and risk, but seek less risk and market fluctuation than the Aggressive Investment Option.
  1. Aggressive Option. This Investment Option may be appropriate for those who will be investing for 15 years or more, want the potential to grow their investment, but are willing to tolerate market fluctuation and risk.

Enable Savings Plan offers tax-free earnings and withdrawals for qualified disability expenses.